In todays world there is no shortage of fraud or scams, if you have an email address then chances are you are constantly receiving messages about correcting your banking information or asking to send money to some distant country and unfortunately our credit reports can’t escape this reality. Knowing whats on your credit score is important, but keeping a live tab on any changes made to it is crucial to protecting your good name. Credit monitoring services provide both security and peace of mind and allow you to be notified whenever new accounts are opened or when somebody does an inquiry to your report, this monitoring allows you to keep track of the latest changes and notify the proper authorities before its too late.