These days everybody is after a perfect credit score and as with any other industry, many credit repair services are taking advantage of that demand and while most are honest and trustworthy there are some less than reputable companies out there who are taking advantage of desperate consumers. Luckily if you have a sharp eye and do a little investigation these scams are very easy to spot, the first warning sign should be the promises that a credit repair company makes. If they are promising to be able to remove ANYTHING from your report through their “special connections” or “influential lawyers” then you should immediatley run for the other direction. Another warning sign of a scam is when a company asks for a “monthly retainer” to keep you as a client, while there are a few legitimate companies who di this most who use this billing practice are trying to “hold you hostage” by billing you for as long as possible on a monthly basis until you threaten to quit, only then do they actually perform the service they promised you months ago.